Category: Home Purchase

Frequently Asked Questions

What is a Reverse Mortgage? A Reverse Mortgage is a federally regulated program for homeowners, aged 62 and older. It allows the equity in your home to pay you rather than you paying for the home. What is a Government Insured HECM program? HECM stands for Home Equity Conversion Mortgage. It is a federally insured […]

How Buying A Home Helps Local Businesses

Did you know that one of the best ways to support local businesses in Chico, Paradise CA, Redding or Sacramento is by purchasing a home? We recently helped a local homebuyer close their mortgage loan, and to celebrate, we brought together the whole group that was part of the process! Apply for a Home Loan […]

Types of Loans Programs – Fixed vs Adjustable

One of the first choices a homebuyer will need to make is whether you want a fixed-rate or an adjustable-rate mortgage loan. The bulk of loans will fit into one of these two categories, however, there is a third option that will allow you to “hybrid” the two. An adjustable-rate mortgage, (ARM): The interest rate […]

Tim Helped Us Buy Our First Home

When my wife and I decided to buy our first home it was a very exciting time in our life. Choosing trustworthy and hardworking people to assist throughout the process was a big decision. Tim Kemper is very diligent, proactive and was easy to work with. I recommend him to family and friends. Your expertise […]

Your next home loan is a phone call away!

Give Tim a call at (530) 624-6964