VA Loans

Long-term lending options for veterans

VA Loans

A VA Loan is designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

A VA Loan has the following requirements to qualify:

  • Fico score as low as 600
  • Fico score 620 for manufactured home
  • Maximum loan amount for single family home is $510,400

Guild Mortgage is a VA approved lender in Chico and surrounding areas. I also work with borrowers across the entire state of California including Walnut Creek, Yuba City, Sacramento and more. I work with veterans and active duty military on bases in the area including Beale Air Force Base, Travis Air Force Base and McClellan Air Force. Call me today at: 530-624-6964

Your next home loan is a phone call away!

Give Tim a call at (530) 624-6964